I'm accessible

I'm not a stranger to the finer things
But at last I found it and the guilt it brings
Don't talk too fast I can't understand
Over rate is this your big plan?

I am not accessible
I'm a villain
Not a monster

Let's talk dirty, where do we start?
I'm not the kind for the heart to heart
Gut it and cloak it and wear for the beckoning
If you're not there where's the thunder
that I bring?

I am not accessible
I'm a villain
Not a monster